Frequently Asked Questions (FAQs)

  1. What type of interest rate can I expect?Loan questions answered

  2. Will you tell me where I have to purchase my vehicle?

  3. Are there limitations as to the type of car I can purchase?

  4. I have had some credit problems in the past. Can I still apply and Get Approved?

  5. My credit is good but very limited. Can you help me?

  6. I am currently leasing my vehicle and would like to purchase it at the end of my lease. Can you help me do this?

  7. My ex-girlfriend/boyfriend is on my current loan. Can I refinance in my name only?

  8. What type of refinance rate can I expect?

  9. How long will this process take?

  10. What Regions do you service?

What type of interest rate can I expect?
All of our lending partners offer a wide range of rates starting at 0% for our qualifying prime customers (manufacturer incentive pricing). By evaluating your credit history, work history, and income, the lender will determine the best possible rate for your particular situation.
(Back to Top)

Will you tell me where I have to purchase my vehicle?
Our loan specialists will be happy to refer you to a Preferred Dealership in your area. However, in some cases you may purchase a vehicle from a dealership in your area.
(Back to Top)

Are there limitations as to the type of car I can purchase?
Our lending partners do have certain guidelines as to the year, make, and mileage of the vehicle. Your loan specialist will go over all of these with you when they contact you.
(Back to Top)

I have had some credit problems in the past. Can I still apply and Get Approved?
With over 80 years of automotive industry experience and ten years in specializing in auto financing, we at Auto Finance Canada are aware that re-establishing car credit can be very frustrating to a consumer. Our lending partners have programs especially designed to help customers that have had credit problems in the past.
(Back to Top)

My credit is good but very limited. Can you help me?
It has been said that purchasing a car is sometimes more difficult than purchasing your first home. Again, our lenders look at the whole customer profile so that they can help.
(Back to Top)

I am currently leasing my vehicle and would like to purchase it at the end of my lease. Can you help me do this?
A lease buy-out is actually considered a refinance loan. We are partnered with lenders who do these types of loans. We offer refinance loans every day.
(Back to Top)

My ex-girlfriend/boyfriend is on my current loan. Can I refinance in my name only?
As long as you qualify for the refinance loan in your name only, the other party can be removed. Just let your loan specialist know this, so they can send the appropriate documents to be signed, in your loan package.
(Back to Top)

What type of refinance rate can I expect?
Our lending partners offer very competitive refinance rates. Along with evaluating your personal situation, the year, make, and mileage of the vehicle is taken under consideration.
(Back to Top)

How long will this process take?
Usually, the approval process takes less than an hour; however, it can take up to 24 business hours for a decision.
(Back to Top)


What Regions do you service?

Our head office is located in the GTA in Toronto, Ontario Canada. Our parent company owns ten dealerships with twoi more opening soon (Chevrolet, Ford, Lincoln, Pontiac, Buick, GMC, Acura, Mazda, Chrysler, Jeep, Saturn, Saab and soon Honda and Toyota). We have dealerships in Toronto, Burlington, Hamilton, Port Elgin, Meaford, Owen Sound and soon in Ancaster near hamilton and Milton.

We deliver vehicles all over Ontario and if you can't get to us, we will get to you!

We are affiliated with car dealers and finance specialists across Canada.

For an auto Loan in the USA with good, bad or no credit, please CLICK HERE

Usually, the approval process takes less than an hour; however, it can take up to 24 business hours for a decision. (Back to Top)


Home | Apply Now | How it Works | FAQ's | Contact | Calculator | Privacy | Site Map | Links

 

Ontario Auto Financing, Alliston Car Loans, Alliston Auto Loans, Aurora Car Loans, Aurora Auto Loans,
Bancroft Car Loans, Bancroft Auto Loans, Barrie Car Loans, Barrie Auto Loans, Brampton Car Loans,
Brampton Auto Loans, Brantford Car Loans, Brantford Auto Loans, Burlington Car Loans,
Burlington Auto Loans, Caledon Car Loans, Caledon Auto Loans, Caledonia Car Loans, Caledonia Auto Loans,
Cayuga Car Loans, Cayuga Auto Loans, Chatham Car Loans, Chatham Auto Loans, Collingwood Car Loans,
Collingwood Auto Loans, Cornwall Car Loans, Cornwall Auto Loans, Downsview Car Loans,
Downsview Auto Loans, Durham Car Loans, Durham Auto Loans, Elliot Lake Car Loans,
Elliot Lake Auto Loans, Etobicoke Car Loans, Etobicoke Auto Loans, Gravenhurst Car Loans,
Gravenhurst Auto Loans, Guelph Car Loans, Guelph Auto Loans, Hamilton Car Loans, Hamilton Auto Loans,
Huntsville Car Loans, Huntsville Auto Loans, Kapuskasing Car Loans, Kapuskasing Auto Loans,
Kenora Car Loans, Kenora Auto Loans, Kingston Car Loans, Kingston Auto Loans, Kirkland Lake Car Loans,
Kirkland Lake Auto Loans, Kitchener Car Loans, Kitchener Auto Loans, London Car Loans, London Auto Loans,
Malton Car Loans, Malton Auto Loans, Markham Auto Loans, Markham Car Loans, Midland Car Loans,
Midland Auto Loans, Milton Car Loans, Milton Auto Loans, Mississauga Car Loans, Mississauga Auto Loans,
Niagara Falls Car Loans, Niagara Falls Auto Loans, North Bay Car Loans, North Bay Auto Loans,
North York Car Loans, North York Auto Loans, Oakville Car Loans, Oakville Auto Loans, Orillia Car Loans,
Orillia Auto Loans, Oshawa Car Loans, Oshawa Auto Loans, Ottawa Car Loans, Ottawa Auto Loans,
Owen Sound Car Loans, Owen Sound Auto Loans, Parry Sound Car Loans, Parry Sound Auto Loans,
Pembroke Car Loans, Pembroke Auto Loans, Peterborough Car Loans, Peterborough Auto Loans,
Pickering Car Loans, Pickering Auto Loans, Rexdale Car Loans, Rexdale Auto Loans, Richmond Hill Car Loans,
Richmond Hill Auto Loans, Sarnia Car Loans, Sarnia Auto Loans, Scarborough Car Loans,
Scarborough Auto Loans, Sault Ste Marie Car Loans, Sault Ste Marie Auto Loans, St Catherines Car Loans,
St Catherines Auto Loans, St Thomas Car Loans, St Thomas Auto Loans, Sudbury Car Loans,
Sudbury Auto Loans, Thunder Bay Car Loans, Thunder Bay Auto Loans, Timmins Car Loans, Timmins Auto Loans,
Toronto Car Loans, Toronto Auto Loans, Uxbridge Car Loans, Uxbridge Auto Loans, Vaughn Car Loans,
Vaughn Auto Loans, Wawa Car Loans, Wawa Auto Loans, Whitby Car Loans, Whitby Auto Loans,
Windsor Car Loans, Windsor Auto Loans, Woodbridge Car Loans, Woodbridge Auto Loans, GTA Car Loans,
GTA Auto Loans, Ontario Car Loans, Ontario Auto Loans, Car Loan Canada, Auto Loan Canada,
Orangeville Car Loans, Orangeville Auto Loans, Ancaster Car Loans, Ancaster Auto Loans, Canadian Auto Financing,
Calgary Car Loans, Calgary Auto Loans, Edmonton Car Loans, Edmonton Auto Loans, Red Deer Car Loans,
Red Deer Auto Loans, Vancouver Car Loans, Vancouver Auto Loans, Victoria Car Loans, Victoria Auto Loans,
Kelowna Car Loans, Kelowna Auto Loans, Surrey Car Loans, Surrey Auto Loans, Burnaby Car Loans,
Burnaby Auto Loans, Kamloops Car Loans, Kamloops Auto Loans, Chilliwack Car Loans, Chilliwack Auto Loans,
Richmond Car Loans, Richmond Auto Loans, Nanaimo Car Loans, Nanaimo Auto Loans, Moncton Car Loans,
Moncton Auto Loans, Halifax Car Loans, Halifax Auto Loans, Sydney Car Loans, Sydney Auto Loans,
Charlottetown Car Loans, Charlottetown Auto Loans, Saint John Car Loans, Saint John Auto Loans, Dartmouth Car Loans,
Dartmouth Auto Loans, Fredericton Car Loans, Fredericton Auto Loans, Regina Car Loans, Regina Auto Loans,
Saskatoon Car Loans, Saskatoon Auto Loans, Winnipeg Car Loans, Winnipeg Auto Loans, Brandon Car Loans,
Brandon Auto Loans, Kentville Car Loans, Kentville Auto Loans


USED CARS CANADA

Ontario Auto Financing, Alliston Used Cars, Alliston Cars, Aurora Used Cars, Aurora Cars,
Bancroft Used Cars, Bancroft Cars, Barrie Used Cars, Barrie Cars, Brampton Used Cars,
Brampton Cars, Brantford Used Cars, Brantford Cars, Burlington Used Cars,
Burlington Cars, Caledon Used Cars, Caledon Cars, Caledonia Used Cars, Caledonia Cars,
Cayuga Used Cars, Cayuga Cars, Chatham Used Cars, Chatham Cars, Collingwood Used Cars,
Collingwood Cars, Cornwall Used Cars, Cornwall Cars, Downsview Used Cars,
Downsview Cars, Durham Used Cars, Durham Cars, Elliot Lake Used Cars,
Elliot Lake Cars, Etobicoke Used Cars, Etobicoke Cars, Gravenhurst Used Cars,
Gravenhurst Cars, Guelph Used Cars, Guelph Cars, Hamilton Used Cars, Hamilton Cars,
Huntsville Used Cars, Huntsville Cars, Kapuskasing Used Cars, Kapuskasing Cars,
Kenora Used Cars, Kenora Cars, Kingston Used Cars, Kingston Cars, Kirkland Lake Used Cars,
Kirkland Lake Cars, Kitchener Used Cars, Kitchener Cars, London Used Cars, London Cars,
Malton Used Cars, Malton Cars, Markham Cars, Markham Used Cars, Midland Used Cars,
Midland Cars, Milton Used Cars, Milton Cars, Mississauga Used Cars, Mississauga Cars,
Niagara Falls Used Cars, Niagara Falls Cars, North Bay Used Cars, North Bay Cars,
North York Used Cars, North York Cars, Oakville Used Cars, Oakville Cars, Orillia Used Cars,
Orillia Cars, Oshawa Used Cars, Oshawa Cars, Ottawa Used Cars, Ottawa Cars,
Owen Sound Used Cars, Owen Sound Cars, Parry Sound Used Cars, Parry Sound Cars,
Pembroke Used Cars, Pembroke Cars, Peterborough Used Cars, Peterborough Cars,
Pickering Used Cars, Pickering Cars, Rexdale Used Cars, Rexdale Cars, Richmond Hill Used Cars,
Richmond Hill Cars, Sarnia Used Cars, Sarnia Cars, Scarborough Used Cars,
Scarborough Cars, Sault Ste Marie Used Cars, Sault Ste Marie Cars, St Catherines Used Cars,
St Catherines Cars, St Thomas Used Cars, St Thomas Cars, Sudbury Used Cars,
Sudbury Cars, Thunder Bay Used Cars, Thunder Bay Cars, Timmins Used Cars, Timmins Cars,
Toronto Used Cars, Toronto Cars, Uxbridge Used Cars, Uxbridge Cars, Vaughn Used Cars,
Vaughn Cars, Wawa Used Cars, Wawa Cars, Whitby Used Cars, Whitby Cars,
Windsor Used Cars, Windsor Cars, Woodbridge Used Cars, Woodbridge Cars, GTA Used Cars,
GTA Cars, Ontario Used Cars, Ontario Cars, Used Cars Canada, Orangeville Used Cars, Orangeville Cars,
 Ancaster Used Cars, Ancaster Cars, Canadian Auto Financing, Calgary Used Cars,
 Calgary Cars, Edmonton Used Cars, Edmonton Cars, Red Deer Used Cars,
Red Deer Cars, Vancouver Used Cars, Vancouver Cars, Victoria Used Cars, Victoria Cars,
Kelowna Used Cars, Kelowna Cars, Surrey Used Cars, Surrey Cars, Burnaby Used Cars,
Burnaby Cars, Kamloops Used Cars, Kamloops Cars, Chilliwack Used Cars, Chilliwack Cars,
Richmond Used Cars, Richmond Cars, Nanaimo Used Cars, Nanaimo Cars, Moncton Used Cars,
Moncton Cars, Halifax Used Cars, Halifax Cars, Sydney Used Cars, Sydney Cars,
Charlottetown Used Cars, Charlottetown Cars, Saint John Used Cars, Saint John Cars, Dartmouth Used Cars,
Dartmouth Cars, Fredericton Used Cars, Fredericton Cars, Regina Used Cars, Regina Cars,
Saskatoon Used Cars, Saskatoon Cars, Winnipeg Used Cars, Winnipeg Cars, Brandon Used Cars,
Brandon Cars, Kentville Used Cars, Kentville Cars